Sunday, May 20, 2012

Characters In My Play: Merle Creviston

Select any community in small-town America, and take a look at its prominent citizens.  Chances are that one or more of them are bankers.  These men (and they generally are men) have invested time, energy, and money in their communities.  They have helped their communities to grow, and prosper often over extended periods of time.  They have helped to provide automobile loans, home mortgages, business start-up and expansion loans, civic improvements, support for schools and athletic teams, and similar ventures.  They are usually the pillars of their communities, actively involved in both secular and church affairs, and most often men of personal integrity, a deep sense of ethics, and pride in what they have accomplished.

One cannot think of the old Bank of North Lewisburg without also thinking of William Merle Creviston.  He was associated with the bank for decades, and could be found on any weekday seated in his comfortable working office, located not far from the tellers’ cages and the front lobby.  He was always fashionably, yet conservatively dressed in a business suit, brilliant white shirt, tie, and highly polished shoes.  He always looked like he had just stepped out of a barber’s shop, with his hair neatly trimmed and parted, his features devoid of any facial hair.  He was a successful businessman, and he looked and acted the part.

He had gone off as a young soldier during World War I.  He had returned to make his mark in the banking world.

In the mid-1950s, Mr. Creviston had a new home built on the south side of North Street, adjacent to the George Bishop home.  It was built of bricks, a modern home set amidst older frame homes which dotted both sides of the street.  When it was being built, a young boy wandered from his own home at the corner of Sycamore and North Streets, to observe the construction day after day.  He always stood away from all of the activity so as not to impede the work…or to cause the construction crew to chase him away.  The hole for the basement was dug, the forms set in place, and the concrete poured to create the walls.  Lumber beams to support the floors were nailed across the vast opening.  The following day, much to the kid’s surprise as he stood watching once again, the construction boss beckoned to him and had him step up on the foundation.  “Want to help?” the boss asked, as he handed the kid a claw hammer, apron, and some nails.  The boy eagerly took the tool, apron and nails and followed the boss as he walked on a section where a subfloor had been installed.  The boss showed the kid what needed to be done to drive the nails into the subfloor boards and then on into the lumber structure.  For the next few hours the boy was in near-rapture as he drove the nails and helped to lay the subfloor.  Work done, he gave the hammer and apron back to the boss, and ran toward home to tell the tale.

Construction proceeded rapidly, and soon the Creviston family made its home in the neighborhood.  Mr. Creviston took his every weekday morning drive down North Street and Sycamore Street to “downtown,” and the Bank of North Lewisburg which stood on East Maple Street.  Late in the day, he made the return trip to his home.  That summer, he asked his newspaper boy (nee carpenter) if he would be interested in occasionally mowing the lawn.

That was my first experience in a long-lasting association with Mr. Creviston.  That summer I mowed the lawn a few times, continued in my duties as his newspaper carrier, and cashed an occasional check I had received (for lawn yard work) at his bank.  I became familiar with Dixie, and Patty, and Bob who all worked in the bank.  And occasionally I saw Mr. Creviston as he went about some banking duty.

My family moved out of town for one year, to a place located on Highway 559 on the route to Woodstock.  I left the old neighborhood of Sycamore and North Streets, but continued in my yard mowing and newspaper ventures.  Summer Saturdays were big for me as I scurried around the town mowing various lawns, and transacting my limited shopping trips – primarily to Alma Hall’s store to purchase the latest issue of MAD magazine or my favorite comic book…or those delicious chocolate-covered peanuts.

Time passed.  I grew older; my business ventures proved more profitable; my wants and needs became more pronounced.  Our family had moved into a two-story house on East Street, adjacent to the old high school building.

I walked into Richard and Leatrice Russell’s electronics store one day and saw a reel-to-reel tape recorder.  It was big and bulky and attractive, and looked like something I really needed for my school work.  The price on the tag was $89, more cash than I had on hand.  Impetuous teen that I was, I left the shop, walked across Maple Street, and went into the Bank of North Lewisburg.  Bob Chamberlain, a teller, asked if he could help me.  I boldly asked if I could speak to Mr. Creviston.  Bob disappeared for a few seconds and then returned to open the door that separated the lobby from the working area of the bank.  I gulped once or twice, and hesitantly followed him to Mr. Creviston’s office.   Bob knocked, Mr. Creviston looked up, and asked me to enter and take a seat.  “What can I do for you, young man?”

He appeared to be attentive as I laid out my story about the tape recorder, and my request for a short-term loan to make the purchase.  He asked me how I intended to repay the loan, and I explained that I would make a payment each Saturday from my weekly lawn mowing receipts or newspaper money.  He gave the matter some thought, and then told me that he would grant a $90 short-term loan, to be paid for at the rate of $5.00 each week until the debt was cleared.  He prepared a contract for me, and had me read it before affixing my signature on the line provided.  He escorted me from the office  back to the lobby, and had one of the tellers…I think it was Bob Chamberlain…issue the currency.  In a daze, and yet somewhat proud of myself, I walked back across the street and bought the tape recorder.  I carried it home, and used it repeatedly in the next few years to record tapes (some of which I still have after all of these years).

I made my weekly payments to the Bank of North Lewisburg, and actually doubled and tripled my payments to help pay off the loan in a relatively short time.  I had my sights set on a new 19-inch black-and-white television for my bedroom!

I worked out another $125 loan arrangement with Mr. Creviston.  Soon the television was part of the décor in my bedroom, and soon thereafter the loan was repaid.

The next object of my affection was a bit higher priced.  I fretted about it for a few days before getting up enough courage to approach Mr. Creviston.  I was 15 years of age by this time, and thought I needed to advance beyond my Schwinn bicycle as a means of transportation.  I was in high school, and needed a way to get around town and the area more quickly, and with less physical effort on my part.

Ronnie Loveland had decided to sell his Lambretta motor scooter.  It was an Italian import scooter, which had been repainted in beautiful tones of metallic brown and crème.  It had seats for two, and a spare tire which was mounted upright behind the passenger seat.  I just had to have it!

It was after dark when I rode my bicycle from my home to the north side of town.  I rang the bell at Mr. Creviston’s home, and was met by Mrs. Creviston.  I asked if I could speak with her husband, and she graciously welcomed me into their home.  She ushered me into the dining room, where Mr. Creviston was standing.  He asked me to take a seat at the table before he sat.  In my teenage way, I told him that I wanted a motor scooter, that Ronnie Loveland had one for sale, and that I needed a bank loan in order to buy it.  I told him that I’d be able to pay the loan, as I had before, from my lawn mowing jobs and paper route earnings.  He talked with me about the dangers of scooters, and how it might be more practical to purchase a car.  I pointed out that I was only 15, and would not be able to have a license to drive a car for another full year.  I emphasized once again how the scooter would help me get around town faster on my paper route and thus provide me with time for other work.  He did not give me a “yes” or a “no,” but he did invite me to stop by the bank the following day during business hours (I was old enough to catch the subtlety in that part of his remarks).

Accordingly, the next day I rode my bicycle to the bank.  I entered the lobby, stated my business, and was escorted to Mr. Creviston’s office.  Banker to customer, he explained the documents which he had already prepared.  He went over the details of the loan and the payment requirements.  He then had me sign the documents, leaned across the desk and extended his hand.  I stood up, shook his hand, and returned to the lobby.  A few minutes later, I was on my Schwinn and on the way home.  I got there, quickly negotiated the lock gate, and walked my bicycle to the back of the house.  I ran back through the gate, across the old school yard and adjacent field behind the Methodist Church, and arrived at Ronnie Loveland’s house.  I met with Ronnie, handed over the cash, took possession of the title, and went with him outside to grab the Lambretta.  He gave me a few last-minute instructions, and soon thereafter I was hurling down the streets toward home.

That Sunday morning I went to services at the Methodist Church.  As I walked into the chapel, I saw Mr. and Mrs. Creviston sitting in their customary pew.  I looked at him, and smiled with a slight nod of my head.  I was surprised when he winked and smiled back at me.

I saw him many, many times after that and over the course of the next several years.  I remained his paperboy for a long, long time.  He and his wife were regular customers at Arthur’s IGA where I later worked for three years.  He could always be found in his pew at the Methodist Church on Sunday mornings.

Years passed, and I moved away from North Lewisburg, and then eventually out of state.  One year I had the opportunity to return home for the Memorial Day observations.  Ralph Westfall, who was commander of the American Legion at that time, offered me the chance to play “Taps” during the ceremonies to honor one of the town’s deceased veterans.  After a similar observance in nearby Woodstock where I also played “Taps,” I arrived at Maple Grove Cemetery in North Lewisburg.  Mr. Westfall told me that the observance there would be in honor of Merle Creviston. 

William Merle Creviston (1897-1981) is buried in Square 164, Lot 4, Gravesite 3.  It was my distinct honor to stand a short distance away from that site, to raise the trumpet to my lips, and to sound “Taps” in memory of a remarkable, community-minded, and gracious man.